This edition published in by Summersdale Publishers Ltd. The right of Susan Seligson to be identified as the author of this work has been asserted in accordance with sections 77 and 78 of the Copyright, Designs and Patents Act
High risk shop stock and goods are those that attract thieves and are expensive to replace. Examples of high risk stock items are electronic equipment, cigarettes, and tobacco, designer clothing, computers and digital equipment, software, computer games and consoles, drugs pharmacy and medicines, watches and jewellery, mobile phones and radios, photographic equipment, power tools, TVs, DVDs, CDs and Wines and Spirits.
If your shop has high risk stock you can reduce the cost of your premiums by having adequate security in place. This includes an insurance company approved burglar and fire alarm, window grills, shutters and bars, CCTV and sprinklers.
Many shop insurers will only offer stock cover if the minimum levels of security are in place for all shops, regardless of the stock contents held.
A lot of insurers may offer further large discounts to the premium if the shop owner lives on or above the premises and is there at night. Shops by their very nature deal with members of the public and a good insurance policy will usually contain liability cover as standard.
This should include Public Liability of up to? If you employ staff all policies will offer Employers Liability cover of up to?Oct 7, This Pin was discovered by Abigail Stone. Discover (and save!) your own Pins on Pinterest.
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